In-Home vs. Facility Dementia Care: Which Is Right for Your Family?

February 1, 2026

Comparing Your Dementia Care Options


When a loved one is diagnosed with dementia, families face a critical decision: should care be provided at home or in a specialized facility? Both options have significant advantages and drawbacks.


In-Home Dementia Care


Advantages:

  • Familiar environment — Staying at home reduces confusion and anxiety. Familiar surroundings can help maintain cognitive function longer.
  • One-on-one attention — Your loved one receives dedicated, personalized care rather than sharing attention with other residents.
  • Flexibility — Care can be scaled up or down as needs change, from a few hours per week to 24/7 coverage.
  • Family involvement — Easier for family to visit and participate in daily care.
  • Independence — Maintains a sense of autonomy and normalcy for as long as possible.

  • Challenges:

  • Cost at higher care levels — 24/7 in-home care can exceed facility costs.
  • Home modifications — May need safety modifications (locks, alarms, grab bars).
  • Caregiver management — Family must coordinate schedules and manage caregivers.
  • Social isolation — Less opportunity for peer interaction compared to facilities.

  • Memory Care Facilities


    Advantages:

  • Purpose-built environments — Designed specifically for safety and cognitive engagement.
  • Professional staff 24/7 — Always someone available, including nurses.
  • Structured activities — Daily programming designed for cognitive stimulation.
  • Social interaction — Opportunities to engage with peers.
  • Respite for family — Reduces caregiver burnout.

  • Challenges:

  • Cost — Average $5,000-8,000/month depending on location.
  • Adjustment period — Transitioning can be traumatic for the individual.
  • Less personalized — Staff-to-resident ratios mean less individual attention.
  • Loss of independence — Institutional setting with rules and schedules.
  • Distance from family — May be harder for family to visit regularly.

  • Cost Comparison


    |-----------|-------------------|


    When In-Home Care Makes More Sense


  • Early to mid-stage dementia
  • Strong family support system available
  • The individual becomes agitated in unfamiliar settings
  • The home can be safely modified
  • Budget allows for adequate hours of professional care

  • When a Facility Makes More Sense


  • Advanced dementia requiring constant medical supervision
  • Significant wandering or safety concerns
  • Primary caregiver is experiencing burnout
  • The individual responds well to structured group activities
  • Home cannot be adequately modified for safety

  • The Hybrid Approach


    Many families find success with a combination: in-home care supplemented by adult day programs, transitioning to facility care as the condition progresses. There's no one-size-fits-all answer.